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Financing with Our Dealership
Don Wood Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Don Wood Ford Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Flexible Credit Options
Don Wood Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Yes. Ford leases usually come with mileage limits between 10,000 and 15,000 miles per year. If you exceed those limits, you’ll pay extra fees.
Buying removes that restriction. You can drive as much as you want without penalties, which makes it a better fit for high-mileage drivers.
Absolutely. Every payment you make on a financed Ford builds equity. Once the loan is paid off, you own the vehicle outright. That equity can be used as a trade-in or sold for cash later.
Leasing doesn’t offer this. You return the car at the end of the term with no ownership stake.
Pros:
Lower monthly payments
Access to new models every few years
Warranty coverage during the lease
No resale hassle
Cons:
Mileage limits
No equity
Fees for wear and tear
Limited customization
Leasing works well for drivers who want convenience and predictability. Buying suits those who value freedom and long-term value.
Most Ford leases run between 24 and 48 months. Shorter leases offer more flexibility. Longer ones may lower your monthly payment. Most leases allow 10,000 to 15,000 miles per year.
Choose a term that matches your driving habits. If you’re unsure, ask the dealer to walk through the pros and cons of each option.
Your monthly payment depends on:
The vehicle’s price
Its expected value at lease-end
The lease term
Interest rate (called the money factor)
Your down payment
Your credit score also plays a role. Better credit usually means lower payments.
Yes. Most Ford leases include a buyout option at the end of the term. This allows you to purchase the vehicle for its residual value, which is set at the beginning of the lease.
Buying at lease-end can be a smart move if the vehicle is in good condition and you’ve stayed within mileage limits.
Before returning your leased Ford, a lease-end inspection will assess the vehicle’s condition. Inspectors look for:
Excess wear and tear
Damage to body or interior
Tire condition
Mileage overages
You’ll receive a report outlining any charges. Address minor issues beforehand to avoid fees.
Usually, yes. Returning to the original dealer simplifies the process since they have your lease records and are set up for inspections. If that’s not possible, Ford may allow returns to another authorized dealership. Just check with Ford Financial Services first to confirm.
Ready to begin?
Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at Don Wood Ford
Test driving and researching new vehicles are the fun parts of shopping for any new car, truck or SUV. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many The Plains, Nelsonville, Parkersburg WV drivers. At the Don Wood Ford finance team, we can't promise to make setting up a payment plan for your new car fun, but we can promise to make it easier. We work with many banks in the Athens area and walk you through every step of the process, to make it easier to understand and more efficient for you.
Lease or Buy? We Help You Understand Both and Choose the One for You
Crunching numbers, manipulating budgets, and choosing finance options can be tricky. But, with the Don Wood Ford finance team on your side, the way becomes clearer. We walk you through every step of the way and answer any questions you have. Unsure whether you're the long-term commitment kind of driver who needs a loan, or the driver who prefers to trade in your car for a new one every couple of years with a lease? We'll help you understand the nuances and benefits of both, to help you choose your best path.
Ready to Learn More? Get Started with Us Today
Discovering your favorite new Ford model is only part of the process, and our team here at Don Wood Ford is ready to help you take the next step. We're proud to serve all of our Middleport and McArthur customers here in Athens, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new car, truck or SUV for your budget.
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Don Wood Ford
2065 East State Street
Athens, OH 45701
- Sales: (740) 764-0056
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